Enjoying your retirement
Enjoy life after work, rediscover your purpose, and let your retirement income work for you
This is a time to learn, grow, and explore your purpose as you settle into the life you’ve worked so hard to achieve.
While we make it easy for you to manage your money during your next chapter - you’ll still want to ensure your savings last throughout your retirement, and you might want to set up a transfer of wealth for the next generation.
The tools and support on this page will allow you to manage your investments, get expert advice, and understand how long your money will last you.
Manage your retirement income
We’ve made managing your money easier and simpler than ever.
Whether you want to track your accounts, make an investment, access your statements, or start a retirement income stream, you can do so digitally, and in minutes.
Our mobile app allows you to manage your super, investments, and retirement accounts with ease. Our handy online portal, Firstnet, gives you full investment control at your fingertips.
If you have an account-based pension with CFS, you might want to update your details, change your payment frequency, your payment amount, or make a withdrawal – you can complete any of these tasks easily with our market-leading platforms.
Am I paying more tax than I need to?
Discover tax-saving strategies
How can I make a withdrawal from my CFS pension or investments?
Make a withdrawal today
How much income from super and other streams do I need to support my retirement?
Find out how much you might need
What happens to my super when I pass away?
Nominate a beneficiary
Stay informed
Don’t miss a beat - stay on top of the latest economic news, updates, and announcements.
From changes to government benefits, or your retirement income streams, keep your finger on the pulse of the latest news that matters to you.
Want to stay informed with the latest market news?
See our markets news and updates
Would you like to see the latest Age Pension rates and changes?
Get the latest Age Pension updates
What is my minimum pension payment?
See the latest drawdown rates
Don't draw money from your super - set up a tax-free income stream
Accessing your super through a retirement income stream, also called an account-based pension, can help you avoid paying unnecessary tax on your super investment earnings, and allows you to access your money with flexibility and ease. Members can now start an account-based pension in minutes with our new market-leading application.
Need help
It's never too late to make sure you're getting the most out of your retirement.
Our guidance consultants are here to help you every step of the way on your journey – at no extra cost.
We can help you understand if you’re paying more tax than you need to, discuss investment options, and provide general financial advice.
We can also recommend more comprehensive financial advice options, if that’s what you need.
Schedule a free appointment today, or call us on 13 13 36.
Support
Simplify aged care with CFS. Enjoy a $50 discount on Care & Living with Mercer's personalised support. Learn about Care & Living with Mercer
Getting the right aged care for yourself or your loved one can be tricky, but we're here to help! Here are some key considerations to help get you started. Learn about Australia’s aged care system
The Age Pension could be your main source of income in retirement. Find out whether you can receive the Age Pension, how to maximise it and the additional benefits you can access. Learn about the Age Pension
We've partnered with Retirement Essentials to offer you a 10% discount on selected services, including the Age Pension application process. Learn about Retirement Essentials
An annuity might be a good option if you're looking for a guaranteed income stream during retirement, either for a set period of time or for life. Learn about annuities
Generating a steady income in retirement can help you enjoy a comfortable future. We've explored some ways to diversify your income in retirement for you to consider. Learn about other income streams
We offer a range of advice services for our members. Whether you have something specific in mind or need help finding the right fit, we're here to guide you based on your unique needs and situation. Learn about our advice options
Helping you achieve financial freedom.
How can we help you achieve yours?
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products.
Information on this webpage is provided by AIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.
Past performance or awards are no indication of future performance.