Understanding insurance
in your super
Depending on your super account, you may already have insurance.
But you should review your insurance—it may be too much or too little.
- Speak with a financial adviser to understand differences between holding insurance inside or outside your super.
- Assess if your needs have changed since you took out your current insurance.
- Consider if your insurance meets your needs.
- If you plan to switch insurance providers, you should ensure the replacement cover is in place before cancelling your existing cover.
We can help you find an adviser, if you don’t have one.
Understanding insurance
Insurance in your super can help financially protect you and your family if something unexpected happens.
Manage your insurance and make a claim
We understand you may be experiencing a difficult time. Here some things you can do now:
Got automatic cover as a FirstChoice Employer Super member?
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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
The insurance provider is AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIA Australia, the ‘Insurer’). AIA Australia is part of the AIA Group. The respective insurance covers are provided under policies issued to the trustee.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.