Super is something we set and forget, without thinking of the long-term financial impact. We know that one in two Australians are not engaged with their super*.
At CFS, we think it’s time Australians take control of their financial future.
Strong performance
Most FirstChoice members enjoyed double-digit industry leading returns in the 2023-24 financial year. That’s the second year in a row of outstanding results.
Low fees
Pay less in fees and watch your future grow. Our FirstChoice super has one of the lowest admin fees in the market. Make the right choice by comparing us today and see how we stack up.
Trusted financial advice
No matter where you are in life, our guidance consultants can help you find quality, affordable advice that’s right for you.
Whatever your journey, we have a super solution for you.
CFS Lifestage
Super that grows with you
Your wealth building strategy should change as you get older. So, as you move through different phases of life, this option adjusts your investment mix to reflect your changing needs.
Your super. Your way.
Build your own portfolio
Take full control of your financial future. If you’re more of the hands-on type, then this option allows you to build your portfolio from the ground up with access to our full range of investment options.
Is your super on autopilot?
If you don’t think about your super much, it could be on autopilot. You could be stuck in an average fund, headed for an average retirement. CFS doesn’t settle for average.
When it comes to super Australians are busy with other things …. like work.
And muffins.
So their super could be on autopilot with an average fund, headed for an average retirement.
Colonial First State doesn’t settle for average.
It’s why they’re delivering strong performance.
And Admin fees up to 40% lower than the super fund average.
So, switch off autopilot.
And switch on to Colonial First State.
It’s not your average super fund.
We’ve made it easy to grow and manage your super
Bring your super together
Quickly and easily combine your super accounts to save money, time and loads of admin. Once it’s done, you’ll be paying less fees and can concentrate on making the most of your super in the one place.
Super top-ups
Add a little extra to your super today and over time it’ll grow into a stronger foundation for your future financial freedom. Plus, you might pay less tax along the way.
Discover some simple strategies and build your money expertise with us.
Manage your super
Download our app and have access to all your accounts, 24 x 7. It’s easier than ever to manage your super, investments, and retirement accounts. Plus, explore other tools and learn on the go with our handy articles and resources.
Average doesn’t win awards. We’re anything but average.
Money magazine
Best of the Best
2024
Highest Super Performer - FirstChoice Employer - CFS Geared Share Select
Money magazine
Best of the Best
2024
Best Fixed Interest Pension Product
- FirstChoice Wholesale Pension - First Sentier Global Credit Income
Money magazine
Best of the Best
2024
Highest Pension Performer - FirstChoice Wholesale Pension - CFS Geared Share
Unleash in ways you never thought possible
Get in touch
Get in touch with us online or call us
8:30am to 6pm AEST Monday to Friday.
Find a financial adviser
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local to you.
Download mobile app
Track your balance and see your
transactions history from anywhere.
* CFS survey of 2,019 Australians aged 18+ who hold a super account, June 2024
*^Compares super fund average admin fees on $50,000 balance across four investment risk categories, Chant West
Super Fund Fee Survey June 2024. Comparison may be affected by fee changes. FirstChoice Personal Super,
issued by Avanteos Investments Limited. Consider the PDS and TMD at cfs.com.au to see if it’s right for you.
Past performance is no indication of future performance
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.
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