We’re here to guide you every step of the way on your retirement journey

Take control of your retirement story and create a plan for your financial freedom – wherever you are on your journey, we’re here to make it easy for you.

Discover why CFS has the highest score for customers’ confidence when it comes to retirement with our handy tools, education, and expert advice.*

Planning your retirement

Planning your retirement

More than 5 years before retirement

 

Understand how much income you’ll need for the retirement you’re dreaming of, and what you’ll need to do to get there, step-by-step – starting today.

Entering your retirement

Entering your retirement

Up to 5 years before retirement 

 

Step into your next chapter with confidence, and transition seamlessly into life after work. Learn how to access your super, manage your investments, and apply for the Age Pension.

Enjoying your retirement

Enjoying your retirement

Presently enjoying retirement

 

This is the time to enjoy your life,  rediscover your purpose, and get the most out of your retirement savings. Learn about senior’s benefits, aged care, and discover great tips for managing your money.

Trusted financial advice

Trusted financial advice

Explore quality, affordable financial advice options designed to support you at any stage of your retirement journey.

Market updates

Market updates

Keep your finger on the pulse of the latest market news and insights that matter for your retirement, like Age Pension or drawdown rate changes. 

Tax-free income streams

Tax-free income streams

Account-based pensions are the most flexible, simple, and cost-effective way to access your super when you retire. 

* Source: Financial Review. Research house CoreData surveyed 3,800 workers aged over 55, and another 3,000 already-retired Australians, to ascertain how the major funds measure up on ‘preparedness to retire’ and ‘retirement satisfaction’, October 2023.

 

 

Disclaimer

Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products.

 

 Information on this webpage is provided by AIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at  https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.