Open an account-based pension in minutes
Turn your super into a regular retirement income and start benefiting today.
Already have your super with CFS?
If you're an existing super member, you can easily move your CFS super to a retirement account in five simple, paperless steps.
Have super outside of CFS?
You can transfer your external super to a new CFS retirement account. For assistance, please call our guidance team on 1300 360 645.
Flexible income, your way
You choose how much and how often you get paid, with the freedom to adjust or access your money anytime. Enjoy the flexibility to manage your income your way.
Tax-free investment earnings
By switching your super over to an account-based pension means you won't pay any tax on your investment earnings. Unlike super, these earnings are 100% tax-free.
Your money stays invested
Your money remains invested and continues to generate earnings in retirement. In fact, more than 50% of your income could be generated from earnings after you've retired.*
Find out how to get more from your super when you retire by avoiding this simple mistake.
*Calculations by CFS. Projection starts at age 25 (with salary of $100,000), retirement at age 65 and super lasts until age 92. Superannuation earnings, tax on earnings, investment and administration fees, and yearly indexation of contributions and income stream payments, are based on the default assumptions used in the moneysmart.gov.au retirement planner as at August 2024.
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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.