With our investment options you can think big but start small. You can blend the traditional with a sprinkling of the exotic. You can leave the work to us, or you can channel your inner Wall Street whizz and run your own show. Either way, our low admin fees, competitive returns and online support will make your investment experience a rewarding one.
Ready to invest?
Head over to our Join CFS page and we’ll show you what to do
Why invest with Colonial First State?
Big reasons:
- A focus on delivering strong performance
- One of the lowest admin fees around
- Wide range of investment options to choose from
Other reasons:
- Start with just $1,000 in our investment products
- Invest on the go with our mobile app
- Net zero emissions target by 2050 for all our funds
Not to mention:
- We’ve won lots of awards
- Nearly a million customers invest with us today
- We’ve been around for decades
What is FirstChoice?
FirstChoice lets you access most of our investment products.
It’s your access point to everything you’ll need to start investing and grow your super or investments, or manage your pension if you’ve already unleashed that side of life.
Why invest in FirstChoice?
There’s much more to FirstChoice than just low admin fees and potential for strong investment performance.
Wide choice of hand-picked investment options
FirstChoice gives you a range of where to invest your money – from the security of cash to boutique overseas share funds that specialise in finding the global success stories of tomorrow.
Above all, you have flexibility. You can mix and match investment options to build your own portfolio or you can pick one of our off-the-shelf portfolios. Either way, we can guide you through the steps and help you make an informed choice. Your financial adviser can help too.
Access to some of the world’s best fund managers
As well as the considerable expertise of CFS’s large in-house investment team, FirstChoice means you can invest directly with some of the best fund managers in the world across all the main asset classes – and some of the more specialised ones.
Flexible options for your cash
Our FirstRate deposit choices are a flexible way to keep the cash portion of your portfolio growing alongside your other investments, with competitive interest rates.
Sustainable investing
We’ve committed to net zero emissions by 2050 across all the funds in FirstChoice, and to a 30% reduction in emissions intensity by 2030 (from 2019 base levels down to Scope 1 and 2 of investee companies).
We also offer a number of Sustainable options including our own Thrive+ Sustainable Growth investment option.
What can I invest in?
FirstChoice gives you the flexibility to do things your way. And you can always switch it up later if things change in your life – or if you just change your mind.
Ready-made portfolios
Our off-the-shelf options are for investors who’re happy to leave all the work to us. Whether you’re just starting out or close to jumping into retirement, there’s something to suit every type of investor.
Pick and mix options
If you’d rather run your own show you can assemble your own portfolio from our wide range of individual options from the best investment managers in Australia and beyond.
A bit of both
If you like the best of both worlds you can put some of your money into a ready-made portfolio and cherry pick where you’d like to invest the rest. And you can easily move your money from one option to another at any time.
Tracking your investments with the CFS App
Our mobile app lets you manage your FirstChoice investments on the go.
- See how your balance has changed over time
- Drill down on your investment returns
- Check fees you’ve paid and the distributions we’ve paid you
At CFS, we're all about making life easier. That's why we're continuing to evolve our mobile app, based on your feedback. It's now better than ever with so many useful new features. Biometrics allows you to log in securely with touch or face I.D. From there, your personalized dashboard provides a snapshot of your account and information right at your fingertips.
Scroll down to view your current account balance and transaction history. You can also track the growth of your super and investment accounts. And your personalized graph means you can see a visual breakdown of how your balance has changed over time. Click on your accounts to access your statements, view your insurance cover and check if your nominated beneficiaries are up to date.
If you have an advisor, you can now see their contact details whenever you need them and don't take your personal details from the app. With a tap you can see each account's contributions and payments and how your money is invested with a breakdown of your investment options. Download the Colonial First State app and get started today.
Download our mobile app
Check your balance, review your insurance, update your personal details and get tips for managing your account.
Ready to invest?
Head over to our Join CFS page and we’ll show you what to do
What’s next?
What is superannuation?
How does super work? What are the different types? Find out in our complete guide to superannuation.
Retirement Planning
Create a strategy for your wealth that helps you retire with financial freedom, security, and purpose.
Grow your super
Learn how to boost your super savings, and how it can benefit you.
Unleash in ways you never thought possible
Get in touch
Get in touch with us online or call us
8:30am to 6pm AEST Monday to Friday.
Find a financial adviser
Use our tool to find professional financial advice,
local to you.
Download mobile app
Track your balance and see your
transactions history from anywhere.
Things you should know
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.