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Cash solutions delivered returns up to 4.8% p.a.*

Protect your portfolio

Access our expertly built range of flexible, low-risk cash solutions

APIR: FSF9378AU

APIR: FSF4385AU

APIR: FSF0797AU

* The CFS risk measure for FirstRate Cash and CFS Enhanced Cash is Very Low, and for Acadian Defensive Income is Medium. No minimum suggested timeframe to hold FirstRate Cash or CFS Enhanced Cash. Minimum suggested timeframe to hold Acadian Defensive Income is at least 3 years. FirstRate Cash returns will fluctuate over time. Investment returns and capital repayment are not guaranteed. Returns are for FirstChoice Wholesale Investments portfolios as at 31 October 2024, calculated on a cumulative year-on-year basis which are then annualised. Returns are after ongoing fees and expenses. Past performance is not indicative of future performance. For more Cash options, visit our Funds & Performance tool. Consider the relevant Product Disclosure Statement and Target Market Determinations before making an investment decision.

What are cash options and are they right for you?

 

Cash solutions are low-risk investments that provide a return in the form of interest payments. They   can help preserve and protect your money from market fluctuations, while also generating a stable return. 

 

In exchange for a lower level of risk, cash solutions tend to offer a lower potential return compared to higher risk investments.

 

Investing in cash solutions doesn't mean putting your money in a savings account. There are many different cash options available – from bank deposit products that generate passive income to actively managed cash funds. 

 

Start with $1000 and turn on a regular investment plan

Start with $1000 and turn on a regular investment plan

Let the best investment minds manage your money

Let the best investment minds manage your money

Access your money whenever you need it

Access your money whenever you need it

Get to know your risk appetite

Different investment strategies and timeframes have different levels of risk. As a general rule, the bigger the potential investment return, the higher the investment risk.
 
Understanding your tolerance for risk can help you feel more comfortable making investment decisions.

How to invest

  1. Join CFS Investments to open an account.

  2. In the investment strategy section, use the APIR and option code to select your investment.

  3. Compare more CFS funds with our performance tool  

  4. Review important information about fees, costs and other fund details in our Product Disclosure Statements.  

What’s next?

Investing made simple

Investing made simple

Learn everything you need to know to plan and start your investment journey. 

Investment options

Investment options

Learn about the different types of investments you can make, and which might be right for you.  

Investment glossary

Investment glossary

Get your head around common financial and investment terms with our A-Z jargon buster.

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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.

 

Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36. Past performance is no indication of future performance.