Our People
We’re committed to creating success for our customers, shareholders and community.
Our executive leadership team comprises of seasoned professionals who are highly regarded in the financial services industry.
Together, we bring a diverse set of skills and experience to the table, allowing us to deliver innovative solutions to help Australians achieve their financial goals.
Meet our Executive Leadership Team
Clive van Horen
- Group Chief Executive Officer
Clive van Horen
- Group Chief Executive Officer
Clive joined CFS as Group CEO in January 2024. Before joining CFS, Clive was CEO of Suncorp Bank from 2020 and prior to that spent 10 years at CBA where he held a variety of leadership roles in retail, business banking and risk. Earlier in his career, Clive worked in financial services, consulting and public policy in South Africa, including Nedbank and the South African National Treasury. Clive is a chartered accountant and holds a PhD in Economics. He served on the Board of Tour de Cure, a leading cancer charity, from 2020 to 2024 as well as other not-for-profit organisations.
Kelly Power
- Chief Executive Officer of Superannuation
Kelly Power
- Chief Executive Officer of Superannuation
Kelly was appointed CEO of Superannuation in July 2021 and is executive director of the Trustee Board. Kelly oversees the superannuation business and is responsible for investments, product and strategy. Kelly is also a member of the Financial Services Council Board. Prior to CFS, Kelly was head of platforms at BT Financial Group.
Kelly has a Bachelor of Communication from UTS, Diploma of Management from Australian Institute of Management, Diploma of Financial Services from Integratec and has completed the Australian Institute of Company Directors course.
Jeroen Buwalda
- Group Executive, Transformation, Technology and Operations
Jeroen Buwalda
- Group Executive, Transformation, Technology and Operations
Jeroen has vast experience driving corporate strategy and transformational change in wealth management, asset management and financial services organisations across Europe, Asia and Australia. Jeroen is responsible for technology, operations and transformation.
Prior to CFS, Jeroen was chief operating officer of Eastspring Investments in Singapore, partner at EY in Hong Kong and led the APAC Wealth and Asset Management advisory practice. Jeroen holds a Master of Economics from Erasmus University, Netherlands.
Martin Codina
- Group Executive Strategy, Risk and Corporate Affairs
Martin Codina
- Group Executive Strategy, Risk and Corporate Affairs
Martin leads the strategy, risk, legal and compliance functions as well as government, industry and media relations at CFS. Martin is also responsible for our environmental, social and governance strategy.
Prior to CFS, Martin was chief of staff to the Federal Treasurer and has held senior leadership roles at BT Financial Group and the Financial Services Council.
Martin holds an economics and law degree from the Australian National University.
Tania Foster
- Group Executive, Finance and Fund Services
Tania Foster
- Group Executive, Finance and Fund Services
Tania joined CFS in October 2022 and is accountable for all financial and statutory reporting, treasury, tax, payroll, procurement and fund services.
Tania has extensive experience across numerous regions and industries. Prior to CFS, Tania was CFO of ASX listed Elders Ltd and held a number of senior roles at NAB and ANZ across finance, product and sales management, transformation, data and operations.
Tania’s formal qualifications include an MBA, Bachelor of Commerce and is a fellow of the Institute of Chartered Accountants.
Richard Burns
- Group Executive, Customer Office
Richard Burns
- Group Executive, Customer Office
Richard joined CFS in October 2024 and oversees the customer business unit, focusing on direct customer engagement, marketing, brand, bank distribution, and customer data and analytics.
He brings over 25 years of experience leading teams, building and driving strategic transformation. As the former Managing Director of CommSec, Richard has a strong background in digital, marketing, and customer experience. Before rejoining CommSec in 2018, he led Customer Experience and Technology at Aussie Home Loans.
Richard holds a Bachelor of Commerce with Merit, majoring in Marketing and Finance from UNSW.
Bryce Quirk
- Group Executive, Distribution
Bryce Quirk
- Group Executive, Distribution
Bryce is responsible for managing the distribution of CFS products and services through external intermediated channels.
Prior to CFS, Bryce was the head of account management at BT Financial Group. Bryce has held other executive management roles within BT Financial Group specialising in product distribution, account management and project execution.
Bryce holds a Bachelor of Commerce at Deakin University.
Shenaz Waples
- Group Executive, People and Culture
Shenaz Waples
- Group Executive, People and Culture
Shenaz joined CFS in July 2021 and is accountable for all aspects of human resource management. Shenaz has extensive experience leading HR and transformation programs in the financial services industry.
Prior to CFS, Shenaz was the chief human resources officer at MLC Australia and held senior executive roles at Westpac.
Shenaz has an eMBA from UNSW and has completed the Advanced Management Program at Insead, Strategic IQ program at Harvard University and the Australian Institute of Company Directors course.
We've been helping Australians with their super, investment and retirement needs since 1988.
Careers
We recognise the value of our people. That’s why we encourage career progression, flexible working arrangements and an inclusive culture which celebrates diversity and wellbeing.
Responsible Investing
We believe sustainable investing practices can have a positive impact on the performance of companies and improve the potential long-term returns for our customers.
Our approach
Everything we do at CFS revolves around one thing – helping our members achieve financial freedom in retirement.
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Disclaimer
Information on this webpage is provided by Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) and Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL). It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the Target Market Determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the Financial Services Guide (FSG) available online for information about our services. This information is based on current requirements and laws as at the date of publication.
Tax considerations are general and based on present tax laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information.
AIL and CFSIL are not registered tax (financial) advisers under the Tax Agent Services Act 2009 and you should seek tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to rely on this information to satisfy the liabilities or obligations or claim entitlements that arise under a tax law.